The best insurance keynote speakers typically provide the following suggestions for why you need life insurance:
- Replace income – Life insurance proceeds enable your family to replace your income if you pass away unexpectedly which helps them maintain financial stability.
- Cover final expenses – Payouts can be used for expensive end-of-life costs like funeral arrangements, medical bills, and estate administration.
- Payoff debts – Beneficiaries can utilize payouts to settle outstanding mortgage, loans, credit cards and other debts you leave behind.
- Fund college savings – The best insurance keynote speakers discuss using life insurance to fund future college costs for your children or grandchildren.
- Make charitable gifts – Policies can be designed to make charitable donations after your death. Most companies frame this as leaving a legacy.
- Equalize inheritances – Payout proceeds can help balance gifts to children or relatives if other assets are disproportionate.
- Provide peace of mind – Knowing your family is protected if you pass away unexpectedly allows peace of mind.
- Create an inheritance – Life insurance can provide inheritance funds to pass onto heirs in lieu of other assets.
- It’s affordable – Many of the best insurance keynote speakers and consultants/futurists make the case that life insurance is inexpensive relative to the scale of protection and benefits it provides.
Overall, keynote speakers position life insurance as an essential part of caring for your family beyond your lifetime by replacing income, settling obligations, and creating a legacy – all helpful, especially at such challenging times as when a family member unexpectedly passes on. Needless to say, it’s important to speak with insurers if you’re interested in considering picking up a policy to help safeguard your family’s future.