WHAT’S THE FUTURE OF FINANCE? ASK TODAY’S BEST CREDIT UNION KEYNOTE SPEAKER

Trade secret: The best credit union keynote speakers touch on many live and virtual key note speaking topics. But to folks unfamiliar with the business? It’s not always clear where they add value. Working among the best credit union keynote speakers today, we’ll provide background in a series of posts. To begin with though, for those new to the topic, let’s explore what the organizations that we work for do as a bit of an introduction.

Case in point: Credit unions are member-owned financial cooperatives that provide many of the same services as banks, including:

• Savings accounts – Credit unions usually offer savings accounts with competitive interest rates. Members can open savings accounts to build their savings.
• Checking accounts – Per the best credit union keynote speakers, these financial institutions also provide checking accounts that function similarly to bank checking accounts, allowing members to make deposits, withdrawals, write checks, etc.
• Credit cards – Many credit unions issue their own credit cards to members that often have reasonable interest rates and rewards programs.
• Loans – One of the main functions of such organizations is to provide loans to their members such as auto loans, personal loans, mortgages, home equity loans, and more. Providers often offer lower interest rates on loans compared to banks.
• CDs – Certificate of deposit accounts allow members to lock in a guaranteed rate of return on their savings for a specified period of time say the best credit union keynote speakers.
• Money market accounts – These accounts pay higher interest rates than regular savings accounts and allow members to write checks against their balance.
• IRAs – Many firms allow members to open Individual Retirement Accounts like Roth IRAs and Traditional IRAs to save for retirement.
• Online and mobile banking – Most providers offer digital banking services including online account access, bill pay, mobile apps, mobile check deposit, etc.

Were you to ask today’s best credit union keynote speakers? Most would say that the main benefit of using a credit union is that they are non-profit and member-owned, so they are able to offer higher savings rates and lower loan rates compared to for-profit banks. Credit unions serve specific groups, so eligibility for membership is required, however.