The way we access, understand, and manage credit stands to be revolutionized as emerging data sources and analytics provide more personalized risk models while startups reimagine lending. The future of credit scoring looks beyond flawed FICO models toward real-time insights and continuous evaluation.In the US,...
Computing stands at the precipice of revolution driven by specialized architectures tailored to AI workloads. The end of Moore’s Law shifts focus from smaller processes to new materials, creative designs and software efficiency to achieve massive gains in speed, capacity, and capabilities. A Cambrian explosion...
The pharmaceutical industry faces rising complexity and expectations. As development costs soar amid slowing new drug approvals, pharma must harness technology and data-driven insights to boost R&D productivity, access, and personalization.Medicine development remains high-risk and expensive, now costing an average $2.6 billion per approved drug....
Like you'd imagine, public services face growing demands for greater efficiency and personalization alongside budget constraints. Innovations in digital governance, data analytics, and customer-centric services promise to transform public service delivery while rebuilding waning trust.Governments were forced to rapidly digitize throughout the pandemic - scaling...
Both cybersecurity and physical security face intensifying threats from bad actors exploiting new attack surfaces created by emerging technologies. Advances in artificial intelligence, ubiquitous connectivity and decentralized systems present promising opportunities but also inherent risks if not built securely from the start. Holistic security balanced...
Like you've no doubt heard, web3 represents the next generation of the internet – a decentralized vision that aims to transform how we interact online and disrupt big tech's control of our data and attention. While the hype outpaces reality in 2024, foundational web3 building...
Automation is fundamentally altering jobs, businesses, and entire industries at an accelerating pace. Robotic process automation (RPA) and artificial intelligence (AI) will drive the next waves of change in operations, while physical robots continue disrupting manufacturing and warehouse workflows. Experts forecast automation could displace up...
Streaming media has exploded in popularity over the last decade, radically changing how we access entertainment and information. Innovations in cloud computing, broadband delivery, and device ecosystems have set the stage for the next transformations in streaming. The future promises more immersive, interactive, and intelligent...
Railroads are integral to transportation and commerce globally. While trains transport vast amounts of freight and passengers today, emerging technologies and trends promise to revolutionize railroads in the coming years. The future of rail looks faster, cleaner, more efficient, and more passenger-friendly.High-speed rail networks are...
The airline industry is poised for major changes and innovation in the coming years and decades. Advances in aircraft technology, sustainable fuels, automation, and passenger experiences will shape the future of aviation.Electric and hybrid-electric aircraft are on the horizon for short-haul flights. Companies like Eviation...
