CHUBB EXPERT WITNESS TESTIMONY – CONSULTING AND TESTIFYING SERVICES

Chubb expert witnesses offer testimony in legal cases involving insurance policies, claims disputes, liability, and fraud investigations. Advisors input on its extensive range of insurance products, helping clarify complicated issues for courts and legal teams as top Chubb expert witness advisors.

1. Insurance Claims and Coverage Disputes
   In cases where disputes arise over the interpretation of insurance policies or claim denials, Chubb expert witnesses explain policy language, exclusions, and coverage limits. SMEs provide clarity on the scope of coverage and help assess whether claims meet the policy’s terms. Products involved in these cases include:

1. Auto insurance policies
2. Homeowners insurance
3. Renters insurance
4. Commercial property insurance
5. Life insurance policies

2. Personal Injury and Accident Claims
   Chubb expert witnesses assist in personal injury cases, particularly those arising from auto accidents or incidents covered by liability insurance. Leaders help establish liability, assess damages, and evaluate the coverage provided by the policyholder’s insurance. Key products involved in personal injury claims include:

1. Auto liability coverage
2. Uninsured/underinsured motorist coverage
3. Personal injury protection (PIP) insurance
4. Medical payments coverage
5. Workers’ compensation policies

3. Property Damage and Loss Claims
   When property damage occurs, Chubb expert witnesses assess the extent of the damage, ensuring that insurance claims are properly handled according to policy terms. Advisors evaluate damages caused by fire, water, theft, or natural disasters. Products in this category include:

1. Homeowners insurance
2. Earthquake insurance
3. Flood insurance
4. Fire and theft insurance
5. Windstorm and hail coverage

4. Business and Commercial Insurance
   Chubb expert witnesses are frequently called upon to evaluate claims involving commercial property, liability, and business interruption insurance. Pros assess whether business policies cover the damages or losses and ensure businesses receive appropriate compensation. Products they work with include:

1. Commercial auto insurance
2. Business liability insurance
3. Business interruption insurance
4. Commercial property insurance
5. Equipment breakdown coverage

5. Insurance Fraud Investigations
   In cases of suspected insurance fraud, Chubb expert witnesses investigate the legitimacy of claims. Leaders scrutinize evidence, documents, and statements to identify inconsistencies and determine if the claim is fraudulent. Products involved in fraud investigations include:

1. Auto insurance
2. Homeowners insurance
3. Commercial property insurance
4. Life insurance policies
5. Workers’ compensation insurance

Chubb expert witnesses provide essential insights in cases involving claims disputes, liability assessments, and fraud prevention. Input on the wide range of insurance products helps ensure that legal proceedings are fair, accurate, and informed.